515 N Front St, Reading, PA, 19601 | $41/mo Cash Flow

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515 N Front St, Reading, PA, 19601 | $41/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Reading at 515 N Front St, Reading, PA, 19601 offers a 8.11% rental yield on a $200,000 purchase with $1,352/mo rent. Total monthly income registers $1,352/mo, and a $979/mo payment leaves $41/mo available for distribution. Annual cash flow reaches $496/yr on $66,300 to close, and return on cash invested stands at 20.66% in year one. Equity gained on principal adds $1,291/yr while 5% annual appreciation supports $55,256 over five years. Portfolio math shows five-year ROI at 107.36% and total cumulative return in cash at $71,180. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,352/mo property income against a $979/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Townhouse

Built in 1900

1,307 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this charming 5-bedroom, 1.5-bathroom home that's ready to welcome your family! This 1,306 square foot house has been thoughtfully renovated with beautiful laminate flooring flowing throughout, creating a cohesive and modern feel. Enter to discover an open concept design that makes entertaining a breeze. The main floor features a convenient laundry room no more hauling baskets up and down stairs! The natural gas stove in the kitchen is perfect for home chefs who appreciate reliable cooking power, while energy-efficient LED lighting brightens every corner. With five private bedrooms, everyone gets their own space to unwind and personalize. Whether you need home offices, guest rooms, or kids room, this layout offers flexibility for whatever life throws your way. Head outside to enjoy not one, but two decks perfect for morning coffee, evening barbecues, or simply soaking up some fresh air. The spacious basement provides excellent storage or could be transformed into additional living space for family game nights or a home gym. The home's 100 amp electrical system ensures you can power all your modern conveniences without worry. Located in a convenient neighborhood, you'll find Fine Fare Supermarket nearby for grocery shopping. Residents will appreciate nearby educational options, while city amenities and public transportation keep you connected. This move-in ready home combines comfort, functionality, and location in one appealing package. Don't let this opportunity pass you by schedule your showing today and see why this could be your perfect new home!