




A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Rental property for sale in Utica at 515 Henry St, Utica, NY, 13502 priced at $175,000 converts $1,523/mo rent into $354/mo cash flow after a $857/mo obligation. Total monthly income equals $1,523/mo, and annual cash flow totals $4,247/yr on $58,013 invested. Return on cash invested prints 27.23% in year one, and rental yield reads 10.44% against a $175,000 entry. Equity gained on principal adds $1,129/yr, while 5% annual appreciation compiles into $48,349 by year five. Five-year ROI reaches 142.74% and total cumulative return in cash sums $82,807. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,523/mo property income covering a $857/mo payment, not borrower’s personal income.
Multi Family
Built in 1900
3,811 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 13502, Utica, NY area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,550 (100%) |
| Owner Occupied HU | 7,571 (48.7%) |
| Renter Occupied HU | 6,211 (39.9%) |
| Vacant Housing Units | 1,768 (11.4%) |
| Median Home Value | $164,440 |
| Average Home Value | $209,266 |
Residential
14,327
Single Family
13,277
Multi-Family
1,050
Businesses
1,009
Date | Event | Price |
|---|---|---|
| No price history data available | ||
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| No tax history data available | ||||



Listed by: Tiffanie Davis • Empire Homes & Commercial Utica
Mls Name: NYSAMLSs
Mls ID: #S1655237