515 E D StMoscowID83843
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 515 E D St, Moscow, ID, 83843 in Moscow. At $392,000 it earns $3,000/mo in rent and distributes $745/mo to the owner after the $1,763/mo payment, a consistent 9.18% yield. DSCR 1.70 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $108,302 in value; $3,610/yr in principal paydown compounds ownership stake. Total projected return: $195,839.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $745 | $300 |
City averages based on Moscow market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $2,099 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1938
3,833 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83843, Moscow, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,080 (100%) |
| Owner Occupied HU | 5,751 (44.0%) |
| Renter Occupied HU | 6,627 (50.7%) |
| Vacant Housing Units | 702 ( 5.4%) |
| Median Home Value | $397,881 |
| Average Home Value | $452,171 |
Housing Distribution
Address Breakdown
Residential
12,186
Single Family
10,164
Multi-Family
2,022
Businesses
1,157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1938
3,833 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83843, Moscow, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,080 (100%) |
| Owner Occupied HU | 5,751 (44.0%) |
| Renter Occupied HU | 6,627 (50.7%) |
| Vacant Housing Units | 702 ( 5.4%) |
| Median Home Value | $397,881 |
| Average Home Value | $452,171 |
Housing Distribution
Address Breakdown
Residential
12,186
Single Family
10,164
Multi-Family
2,022
Businesses
1,157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices