51490 SE 6th StScappooseOR97056
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 51490 SE 6th St, Scappoose, OR, 97056 in Scappoose offers it: the 1.50 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 8.1%. Long-term, 5% appreciation is forecast to add $71,806, and $2,394/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $110,316.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $(365) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,754 |
| Total Monthly Debt Service | $1,465 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1990
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97056, Scappoose, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,504 (100%) |
| Owner Occupied HU | 4,082 (74.2%) |
| Renter Occupied HU | 1,235 (22.4%) |
| Vacant Housing Units | 187 ( 3.4%) |
| Median Home Value | $474,775 |
| Average Home Value | $519,509 |
Housing Distribution
Address Breakdown
Residential
5,111
Single Family
5,043
Multi-Family
68
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1990
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97056, Scappoose, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,504 (100%) |
| Owner Occupied HU | 4,082 (74.2%) |
| Renter Occupied HU | 1,235 (22.4%) |
| Vacant Housing Units | 187 ( 3.4%) |
| Median Home Value | $474,775 |
| Average Home Value | $519,509 |
Housing Distribution
Address Breakdown
Residential
5,111
Single Family
5,043
Multi-Family
68
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices