5148 Live Oak DrSmithtonIL62285
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Smithton at 5148 Live Oak Dr, Smithton, IL, 62285 uses $148,844 cash to close to unlock $4,539/yr annual cash flow and $378/mo monthly cash flow. Total monthly income runs $3,493/mo, and a $2,198/mo payment keeps the spread at $378/mo. Purchase price stands at $449,000, and rental yield measures 9.34% with $3,493/mo rent. Return on cash invested shows 22.96% in year one, and 5% annual appreciation builds toward $124,050 over five years. Five-year ROI reaches 120.19% and total cumulative return in cash records $178,900. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,493/mo property income covering a $2,198/mo payment rather than investor’s personal income.
Single Family
Built in 1994
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62285, Smithton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,836 (100%) |
| Owner Occupied HU | 1,625 (88.5%) |
| Renter Occupied HU | 131 ( 7.1%) |
| Vacant Housing Units | 80 ( 4.4%) |
| Median Home Value | $281,330 |
| Average Home Value | $305,514 |
Housing Distribution
Address Breakdown
Residential
1,734
Single Family
1,734
Multi-Family
0
Businesses
99
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