514 Waggoner LnBarlingAR72923
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 514 Waggoner Ln, Barling, AR, 72923 in Barling fits: $328,575, 4.82% gross yield, and a projected 5% annual appreciation rate adding $90,779 in value within five years. Rental yield 4.82%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.89) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $3,026/yr in principal paydown and $90,779 in appreciation project a total return of $82,263.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 8.0% |
| Monthly Cash Flow | $(655) | $300 |
City averages based on Barling market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,320 |
| Total Monthly Debt Service | $1,844 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
6,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72923, Barling, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,101 (100%) |
| Owner Occupied HU | 1,248 (59.4%) |
| Renter Occupied HU | 679 (32.3%) |
| Vacant Housing Units | 174 ( 8.3%) |
| Median Home Value | $183,071 |
| Average Home Value | $211,280 |
Housing Distribution
Address Breakdown
Residential
2,277
Single Family
1,871
Multi-Family
406
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
6,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72923, Barling, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,101 (100%) |
| Owner Occupied HU | 1,248 (59.4%) |
| Renter Occupied HU | 679 (32.3%) |
| Vacant Housing Units | 174 ( 8.3%) |
| Median Home Value | $183,071 |
| Average Home Value | $211,280 |
Housing Distribution
Address Breakdown
Residential
2,277
Single Family
1,871
Multi-Family
406
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices