514 Pruner StOsceola MillsPA16666
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow514 Pruner St, Osceola Mills, PA, 16666 in Osceola Mills is a solid income-producing rental, 10.19% gross yield, $1,270/mo rent, $290/mo net cash flow on a $149,500 buy. DSCR 1.89 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $41,304 and $1,377/yr in principal reduction project a total cumulative return of $75,660.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $290 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,270 |
| Total Monthly Debt Service | $920 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1910
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16666, Osceola Mills, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,373 (100%) |
| Owner Occupied HU | 1,029 (74.9%) |
| Renter Occupied HU | 208 (15.1%) |
| Vacant Housing Units | 136 ( 9.9%) |
| Median Home Value | $116,023 |
| Average Home Value | $145,510 |
Housing Distribution
Address Breakdown
Residential
1,231
Single Family
1,231
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1910
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16666, Osceola Mills, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,373 (100%) |
| Owner Occupied HU | 1,029 (74.9%) |
| Renter Occupied HU | 208 (15.1%) |
| Vacant Housing Units | 136 ( 9.9%) |
| Median Home Value | $116,023 |
| Average Home Value | $145,510 |
Housing Distribution
Address Breakdown
Residential
1,231
Single Family
1,231
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy J Doran • Realty One Group Landmark Phillipsburg
Mls Name: Clearfield Jefferson AOR
Mls ID: #14-1149