5132 City St APT 317OrlandoFL32839
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Orlando rental at 5132 City St APT 317, Orlando, FL, 32839 sits in the solid-income band: 9.41% gross yield, $1,458/mo rent, $224/mo net after the $836/mo debt service, DSCR 1.74. Entry price of $185,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $51,361 and $1,712/yr in principal reduction bring total cumulative return to $85,333.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.1% |
| Monthly Cash Flow | $224 | $1,850 |
City averages based on Orlando market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,458 |
| Total Monthly Debt Service | $1,160 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1997
10,684 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32839, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,252 (100%) |
| Owner Occupied HU | 5,169 (21.3%) |
| Renter Occupied HU | 17,439 (71.9%) |
| Vacant Housing Units | 1,644 ( 6.8%) |
| Median Home Value | $349,585 |
| Average Home Value | $425,986 |
Housing Distribution
Address Breakdown
Residential
21,786
Single Family
8,789
Multi-Family
12,997
Businesses
875
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1997
10,684 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32839, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,252 (100%) |
| Owner Occupied HU | 5,169 (21.3%) |
| Renter Occupied HU | 17,439 (71.9%) |
| Vacant Housing Units | 1,644 ( 6.8%) |
| Median Home Value | $349,585 |
| Average Home Value | $425,986 |
Housing Distribution
Address Breakdown
Residential
21,786
Single Family
8,789
Multi-Family
12,997
Businesses
875
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices