513 W 169th StGardenaCA90248
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 513 W 169th St, Gardena, CA, 90248 in Gardena worth modelling. At $795,000 with a 7.72% gross yield, the $5,112/mo rent leaves $194/mo after the $3,575/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.43 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $219,644 by year five; $7,322/yr in principal reduction adds further equity. Total projected return: $313,953.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.5% |
| Monthly Cash Flow | $194 | $350 |
City averages based on Gardena market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,112 |
| Total Monthly Debt Service | $4,602 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
5,475 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90248, Gardena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,821 (100%) |
| Owner Occupied HU | 2,373 (62.1%) |
| Renter Occupied HU | 1,320 (34.5%) |
| Vacant Housing Units | 128 ( 3.3%) |
| Median Home Value | $705,051 |
| Average Home Value | $718,971 |
Housing Distribution
Address Breakdown
Residential
3,792
Single Family
2,901
Multi-Family
891
Businesses
2,227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
5,475 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90248, Gardena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,821 (100%) |
| Owner Occupied HU | 2,373 (62.1%) |
| Renter Occupied HU | 1,320 (34.5%) |
| Vacant Housing Units | 128 ( 3.3%) |
| Median Home Value | $705,051 |
| Average Home Value | $718,971 |
Housing Distribution
Address Breakdown
Residential
3,792
Single Family
2,901
Multi-Family
891
Businesses
2,227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #SB26081606