513 Seneca StreetSchenectadyNY12308








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Schenectady at 513 Seneca Street, Schenectady, NY, 12308 earns $177/mo cash flow from $2,414/mo rent with a $1,640/mo payment. Total monthly income totals $2,414/mo, and annual cash flow totals $2,119/yr on $111,053 capital. ROI tracks 21.82% on current figures, and rental yield reads 8.65% at a $335,000 purchase. Equity gained on principal adds $2,162/yr, and 5% annual appreciation supports $92,554 over five years. Five-year ROI reaches 113.72% and total cumulative return in cash sums $126,284. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,414/mo property income instead of your personal income.
Multi Family
Built in 1900
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12308, Schenectady, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,988 (100%) |
| Owner Occupied HU | 2,565 (36.7%) |
| Renter Occupied HU | 3,655 (52.3%) |
| Vacant Housing Units | 768 (11.0%) |
| Median Home Value | $220,918 |
| Average Home Value | $246,137 |
Housing Distribution
Address Breakdown
Residential
6,164
Single Family
5,713
Multi-Family
451
Businesses
228
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Listed by: Nate Monson • Miuccio Real Estate Group
Mls Name: Global MLS
Mls Provider:
Mls ID: #202511453
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Judy Moriarty, Zillow, Inc., Corp. Broker








