513 S 400 E, Payson, UT, 84651 | 5.1% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $1,423/mo, and a $1,640/mo payment. Purchase price stands at $335,000, and rental yield measures 5.1% with $1,423/mo rent. Return on cash invested shows 14.06% in year one, and 5% annual appreciation builds toward $92,554 over five years. Five-year ROI reaches 71.11% and total cumulative return in cash records $78,968. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,423/mo property income covering a $1,640/mo payment rather than investor’s personal income.

Single Family

Built in 1903

0.26 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 84651, Payson, UT area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,360 (100%)
Owner Occupied HU	7,284 (77.8%)
Renter Occupied HU	1,834 (19.6%)
Vacant Housing Units	242 ( 2.6%)
Median Home Value	$558,916
Average Home Value	$577,660