5129 S Tom Bay RoadBennettCO80102
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 5129 S Tom Bay Road, Bennett, CO, 80102 in Bennett worth study. Rental yield 3.96%. The 3.96% gross yield is below cash-flow benchmarks at $999,500, but 5% annual appreciation, adding $276,143 over five years, frames this as a capital growth position. Rent of $3,300/mo partially offsets the $4,494/mo payment. Ziffy Mortgage finances appreciation-play properties (0.73 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $212,482.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 6.0% |
| Monthly Cash Flow | $(2,567) | $300 |
City averages based on Bennett market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,300 |
| Total Monthly Debt Service | $5,469 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
37 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80102, Bennett, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,886 (100%) |
| Owner Occupied HU | 2,348 (81.4%) |
| Renter Occupied HU | 401 (13.9%) |
| Vacant Housing Units | 137 ( 4.7%) |
| Median Home Value | $594,059 |
| Average Home Value | $600,785 |
Housing Distribution
Address Breakdown
Residential
2,498
Single Family
2,498
Multi-Family
0
Businesses
172
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
37 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80102, Bennett, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,886 (100%) |
| Owner Occupied HU | 2,348 (81.4%) |
| Renter Occupied HU | 401 (13.9%) |
| Vacant Housing Units | 137 ( 4.7%) |
| Median Home Value | $594,059 |
| Average Home Value | $600,785 |
Housing Distribution
Address Breakdown
Residential
2,498
Single Family
2,498
Multi-Family
0
Businesses
172
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tara King • HomeSmart
Mls Name: REcolorado
Mls Provider:
Mls ID: #5031057
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)