5124 Shelter Creek LnSan BrunoCA94066
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.60 makes 5124 Shelter Creek Ln, San Bruno, CA, 94066 in San Bruno one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 8.64%. The 8.64% yield, 5% annual appreciation ($103,053 over five years), and $3,435/yr in principal reduction project a total cumulative return of $165,839.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.5% |
| Monthly Cash Flow | $(144) | $400 |
City averages based on San Bruno market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,686 |
| Total Monthly Debt Service | $2,159 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1972
38.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94066, San Bruno, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,524 (100%) |
| Owner Occupied HU | 8,832 (53.4%) |
| Renter Occupied HU | 6,971 (42.2%) |
| Vacant Housing Units | 721 ( 4.4%) |
| Median Home Value | $1,259,004 |
| Average Home Value | $1,286,494 |
Housing Distribution
Address Breakdown
Residential
16,342
Single Family
11,258
Multi-Family
5,084
Businesses
1,051
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1972
38.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94066, San Bruno, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,524 (100%) |
| Owner Occupied HU | 8,832 (53.4%) |
| Renter Occupied HU | 6,971 (42.2%) |
| Vacant Housing Units | 721 ( 4.4%) |
| Median Home Value | $1,259,004 |
| Average Home Value | $1,286,494 |
Housing Distribution
Address Breakdown
Residential
16,342
Single Family
11,258
Multi-Family
5,084
Businesses
1,051
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mark Tauber • Coldwell Banker Realty
Mls Name: MLSListings Inc
Mls ID: #ML82031157