5120 Cleveland HwyCohuttaGA30710
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 5120 Cleveland Hwy, Cohutta, GA, 30710 in Cohutta is straightforward: $325,000 in, $2,534/mo in rent, $556/mo out after debt service. The 9.36% gross yield and 1.73 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $89,792 by year five. With $2,993/yr in principal equity, the total cumulative return is projected at $158,898.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $556 | $500 |
City averages based on Cohutta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,534 |
| Total Monthly Debt Service | $1,849 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
2.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30710, Cohutta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,827 (100%) |
| Owner Occupied HU | 2,217 (78.4%) |
| Renter Occupied HU | 405 (14.3%) |
| Vacant Housing Units | 205 ( 7.3%) |
| Median Home Value | $311,996 |
| Average Home Value | $363,433 |
Housing Distribution
Address Breakdown
Residential
2,666
Single Family
2,666
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
2.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30710, Cohutta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,827 (100%) |
| Owner Occupied HU | 2,217 (78.4%) |
| Renter Occupied HU | 405 (14.3%) |
| Vacant Housing Units | 205 ( 7.3%) |
| Median Home Value | $311,996 |
| Average Home Value | $363,433 |
Housing Distribution
Address Breakdown
Residential
2,666
Single Family
2,666
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
