512 Walnut StMontoursvillePA17754
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 512 Walnut St, Montoursville, PA, 17754 in Montoursville, $209,900, 8.11% gross yield, $43/mo net income. Consider it a market-entry position, the $1,418/mo rent covers the $944/mo payment with a margin, and 5%/yr appreciation is projected to add $57,992 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.50) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $82,654.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $43 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,418 |
| Total Monthly Debt Service | $1,292 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17754, Montoursville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,551 (100%) |
| Owner Occupied HU | 4,145 (74.7%) |
| Renter Occupied HU | 1,050 (18.9%) |
| Vacant Housing Units | 356 ( 6.4%) |
| Median Home Value | $282,525 |
| Average Home Value | $315,368 |
Housing Distribution
Address Breakdown
Residential
5,456
Single Family
5,128
Multi-Family
328
Businesses
475
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17754, Montoursville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,551 (100%) |
| Owner Occupied HU | 4,145 (74.7%) |
| Renter Occupied HU | 1,050 (18.9%) |
| Vacant Housing Units | 356 ( 6.4%) |
| Median Home Value | $282,525 |
| Average Home Value | $315,368 |
Housing Distribution
Address Breakdown
Residential
5,456
Single Family
5,128
Multi-Family
328
Businesses
475
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cami A Mahaffey • RE/MAX WEST BRANCH
Mls Name: West Branch Valley AOR
Mls ID: #WB-103230