512 S Carroll StArnoldNE69120
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 512 S Carroll St, Arnold, NE, 69120 in Arnold at $339,000 earns $2,376/mo in rent and nets $87/mo after the $1,524/mo payment, a 8.41% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $93,659 over five years. Ziffy Mortgage underwrites this on a 1.56 DSCR without U.S. credit history. With $3,122/yr in principal paydown, total projected return reaches $135,031.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $87 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,376 |
| Total Monthly Debt Service | $2,154 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 69120, Arnold, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 453 (100%) |
| Owner Occupied HU | 287 (63.4%) |
| Renter Occupied HU | 89 (19.6%) |
| Vacant Housing Units | 77 (17.0%) |
| Median Home Value | $165,726 |
| Average Home Value | $231,385 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
341
Multi-Family
13
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 69120, Arnold, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 453 (100%) |
| Owner Occupied HU | 287 (63.4%) |
| Renter Occupied HU | 89 (19.6%) |
| Vacant Housing Units | 77 (17.0%) |
| Median Home Value | $165,726 |
| Average Home Value | $231,385 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
341
Multi-Family
13
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Raelyn Maxwell • Gothenburg Realty Cottonwood Realty
Mls Name: REALTORS of Greater Mid-Nebraska MLS
Mls ID: #20241087
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.