5113 8th Ter SBirminghamAL35222
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Birmingham at 5113 8th Ter S, Birmingham, AL, 35222 uses $107,738 cash to close to unlock $5,739/yr annual cash flow and $478/mo monthly cash flow. Total monthly income runs $2,313/mo, and a $1,591/mo payment keeps the spread at $478/mo. Purchase price stands at $325,000, and rental yield measures 8.54% with $2,313/mo rent. Return on cash invested shows 25.24% in year one, and 5% annual appreciation builds toward $89,792 over five years. Five-year ROI reaches 130.72% and total cumulative return in cash records $140,833. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,313/mo property income covering a $1,591/mo payment rather than investor’s personal income.
Single Family
Built in 1925
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35222, Birmingham, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,713 (100%) |
| Owner Occupied HU | 2,014 (42.7%) |
| Renter Occupied HU | 2,191 (46.5%) |
| Vacant Housing Units | 508 (10.8%) |
| Median Home Value | $399,331 |
| Average Home Value | $535,552 |
Housing Distribution
Address Breakdown
Residential
4,377
Single Family
3,422
Multi-Family
955
Businesses
599
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Listed by: Ann-Yates Pate • ARC Realty - Homewood
Mls Name: GALMLS
Mls ID: #21436830