511 N Sycamore StPeabodyKS66866
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 511 N Sycamore St, Peabody, KS, 66866 in Peabody. Rental yield 6.05%. The 1.12 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $63,545 and $2,118/yr in principal reduction project total return of $63,898.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 7.4% |
| Monthly Cash Flow | $(370) | $320 |
City averages based on Peabody market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,160 |
| Total Monthly Debt Service | $1,439 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1918
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66866, Peabody, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 753 (100%) |
| Owner Occupied HU | 488 (64.8%) |
| Renter Occupied HU | 122 (16.2%) |
| Vacant Housing Units | 143 (19.0%) |
| Median Home Value | $106,329 |
| Average Home Value | $135,241 |
Housing Distribution
Address Breakdown
Residential
657
Single Family
633
Multi-Family
24
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1918
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66866, Peabody, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 753 (100%) |
| Owner Occupied HU | 488 (64.8%) |
| Renter Occupied HU | 122 (16.2%) |
| Vacant Housing Units | 143 (19.0%) |
| Median Home Value | $106,329 |
| Average Home Value | $135,241 |
Housing Distribution
Address Breakdown
Residential
657
Single Family
633
Multi-Family
24
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices