511 N State StOsmondNE68765
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow511 N State St, Osmond, NE, 68765 in Osmond is a top-tier cash-flow asset. At $269,900 it produces $2,498/mo in rent and $676/mo in net monthly income, a 11.11% gross rental yield. The DSCR of 2.06 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $8,110. Five-year appreciation adds $74,568, driving a total cumulative return of $146,480.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $676 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,498 |
| Total Monthly Debt Service | $1,715 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68765, Osmond, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 597 (100%) |
| Owner Occupied HU | 429 (71.9%) |
| Renter Occupied HU | 118 (19.8%) |
| Vacant Housing Units | 50 ( 8.4%) |
| Median Home Value | $223,193 |
| Average Home Value | $251,270 |
Housing Distribution
Address Breakdown
Residential
422
Single Family
410
Multi-Family
12
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68765, Osmond, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 597 (100%) |
| Owner Occupied HU | 429 (71.9%) |
| Renter Occupied HU | 118 (19.8%) |
| Vacant Housing Units | 50 ( 8.4%) |
| Median Home Value | $223,193 |
| Average Home Value | $251,270 |
Housing Distribution
Address Breakdown
Residential
422
Single Family
410
Multi-Family
12
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices