511 5th Ave SWGreat FallsMT59404
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.7% yield at 511 5th Ave SW, Great Falls, MT, 59404 in Great Falls is solid, but the $1,160/mo payment compresses net cash flow to $147/mo at $258,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $71,281 by year five, and $2,376/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.43) without U.S. income documentation. Total projected return: $106,920.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.1% |
| Monthly Cash Flow | $147 | $420 |
City averages based on Great Falls market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,655 |
| Total Monthly Debt Service | $1,405 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
6,229 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59404, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,052 (100%) |
| Owner Occupied HU | 9,156 (76.0%) |
| Renter Occupied HU | 2,234 (18.5%) |
| Vacant Housing Units | 662 ( 5.5%) |
| Median Home Value | $344,349 |
| Average Home Value | $396,387 |
Housing Distribution
Address Breakdown
Residential
12,025
Single Family
11,906
Multi-Family
119
Businesses
601
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
6,229 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59404, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,052 (100%) |
| Owner Occupied HU | 9,156 (76.0%) |
| Renter Occupied HU | 2,234 (18.5%) |
| Vacant Housing Units | 662 ( 5.5%) |
| Median Home Value | $344,349 |
| Average Home Value | $396,387 |
Housing Distribution
Address Breakdown
Residential
12,025
Single Family
11,906
Multi-Family
119
Businesses
601
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kim L Martin • Dascoulias Realty Group
Mls Name: MRMLS
Mls ID: #30055524