5107 E 40th StKansas CityMO64130
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 5107 E 40th St, Kansas City, MO, 64130 in Kansas City at $115,000 earns $867/mo in rent and nets $151/mo after the $517/mo payment, a 9.05% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $31,772 over five years. Ziffy Mortgage underwrites this on a 1.68 DSCR without U.S. credit history. With $1,059/yr in principal paydown, total projected return reaches $53,351.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $151 | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $867 |
| Total Monthly Debt Service | $670 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
9,084 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64130, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,599 (100%) |
| Owner Occupied HU | 4,183 (39.5%) |
| Renter Occupied HU | 4,652 (43.9%) |
| Vacant Housing Units | 1,764 (16.6%) |
| Median Home Value | $71,096 |
| Average Home Value | $137,305 |
Housing Distribution
Address Breakdown
Residential
9,422
Single Family
8,823
Multi-Family
599
Businesses
514
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
9,084 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64130, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,599 (100%) |
| Owner Occupied HU | 4,183 (39.5%) |
| Renter Occupied HU | 4,652 (43.9%) |
| Vacant Housing Units | 1,764 (16.6%) |
| Median Home Value | $71,096 |
| Average Home Value | $137,305 |
Housing Distribution
Address Breakdown
Residential
9,422
Single Family
8,823
Multi-Family
599
Businesses
514
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: We Heart Homes Team • EXP Realty LLC
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2566943