5106 VILLAGE WAYSan AntonioTX78218
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9% yield at 5106 VILLAGE WAY, San Antonio, TX, 78218 in San Antonio is solid, but the $876/mo payment compresses net cash flow to $76/mo at $194,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $53,847 by year five, and $1,795/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.67) without U.S. income documentation. Total projected return: $79,600.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 5.8% |
| Monthly Cash Flow | $76 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,462 |
| Total Monthly Debt Service | $1,308 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
7,187 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78218, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,775 (100%) |
| Owner Occupied HU | 6,896 (41.1%) |
| Renter Occupied HU | 8,394 (50.0%) |
| Vacant Housing Units | 1,485 ( 8.9%) |
| Median Home Value | $206,042 |
| Average Home Value | $240,929 |
Housing Distribution
Address Breakdown
Residential
15,862
Single Family
10,170
Multi-Family
5,692
Businesses
1,268
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
7,187 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78218, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,775 (100%) |
| Owner Occupied HU | 6,896 (41.1%) |
| Renter Occupied HU | 8,394 (50.0%) |
| Vacant Housing Units | 1,485 ( 8.9%) |
| Median Home Value | $206,042 |
| Average Home Value | $240,929 |
Housing Distribution
Address Breakdown
Residential
15,862
Single Family
10,170
Multi-Family
5,692
Businesses
1,268
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jody Carrillo • Lifestyles Realty Houston Inc.
Mls Name: LERA MLS
Mls ID: #1934373