5102 Indiana St, South Charleston, WV, 25309 | $347/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in South Charleston at 5102 Indiana St, South Charleston, WV, 25309 offers a 10.16% rental yield on a $129,984 purchase with $1,100/mo rent. Total monthly income registers $1,100/mo, and a $636/mo payment leaves $347/mo available for distribution. Annual cash flow reaches $4,164/yr on $43,090 to close, and return on cash invested stands at 29.57% in year one. Equity gained on principal adds $839/yr while 5% annual appreciation supports $35,912 over five years. Portfolio math shows five-year ROI at 154.28% and total cumulative return in cash at $66,478. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,100/mo property income against a $636/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1950

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 25309, Charleston, WV area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,296 (100%)
Owner Occupied HU	3,854 (61.2%)
Renter Occupied HU	1,780 (28.3%)
Vacant Housing Units	662 (10.5%)
Median Home Value	$155,048
Average Home Value	$190,559