5102 Alta Lakes RdOphirCO81426
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Ophir at 5102 Alta Lakes Rd, Ophir, CO, 81426 projects strong ROI of -0.12%. Rental yield 0.56%. With 5% annual appreciation, the property builds $3,584,753 in value over five years. Equity growth combined delivers a projected five-year ROI of 11.55%, translating into $423,315 in total cumulative return on $3,665,438 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0.6% | 6.2% |
| Monthly Cash Flow | $(69,557) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $6,059 |
| Total Monthly Debt Service | $70,454 |
| DSCR Ratio | 0.09x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
49.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81426, Ophir, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 307 (100%) |
| Owner Occupied HU | 145 (47.2%) |
| Renter Occupied HU | 28 ( 9.1%) |
| Vacant Housing Units | 134 (43.6%) |
| Median Home Value | $687,500 |
| Average Home Value | $880,948 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
8
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
49.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81426, Ophir, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 307 (100%) |
| Owner Occupied HU | 145 (47.2%) |
| Renter Occupied HU | 28 ( 9.1%) |
| Vacant Housing Units | 134 (43.6%) |
| Median Home Value | $687,500 |
| Average Home Value | $880,948 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices