5101 Chipotle LnZephyrhillsFL33544
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 5101 Chipotle Ln, Zephyrhills, FL, 33544 in Zephyrhills. Priced at $269,500, it generates $2,507/mo in gross rent and $718/mo in net monthly cash flow, a 11.16% yield that comfortably supports the 2.07 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,620. Five-year appreciation: $74,458. Equity from principal paydown: $2,482/yr. Total projected cumulative return: $148,977.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 7.5% |
| Monthly Cash Flow | $718 | $300 |
City averages based on Zephyrhills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,507 |
| Total Monthly Debt Service | $1,681 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2016
2,482 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33544, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,624 (100%) |
| Owner Occupied HU | 7,191 (57.0%) |
| Renter Occupied HU | 4,077 (32.3%) |
| Vacant Housing Units | 1,356 (10.7%) |
| Median Home Value | $466,999 |
| Average Home Value | $502,473 |
Housing Distribution
Address Breakdown
Residential
11,113
Single Family
8,882
Multi-Family
2,231
Businesses
740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2016
2,482 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33544, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,624 (100%) |
| Owner Occupied HU | 7,191 (57.0%) |
| Renter Occupied HU | 4,077 (32.3%) |
| Vacant Housing Units | 1,356 (10.7%) |
| Median Home Value | $466,999 |
| Average Home Value | $502,473 |
Housing Distribution
Address Breakdown
Residential
11,113
Single Family
8,882
Multi-Family
2,231
Businesses
740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lucy Reyes • PREMIER REALTY OF TAMPA
Mls Name: Stellar MLS
Mls ID: #TB8420065