510 Shaggy Oak DrPocahontasIL62275
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 510 Shaggy Oak Dr, Pocahontas, IL, 62275 in Pocahontas speaks for itself: 10.45% gross on a $295,000 price, generating $2,568/mo in rent and $522/mo in net income after the $1,327/mo debt service. DSCR 1.94, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,262 stacks alongside $81,503 in projected five-year appreciation and $2,717/yr in principal reduction. Projected total cumulative return: $146,382.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 8.0% |
| Monthly Cash Flow | $522 | $150 |
City averages based on Pocahontas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,568 |
| Total Monthly Debt Service | $1,929 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
1.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62275, Pocahontas, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,628 (100%) |
| Owner Occupied HU | 1,292 (79.4%) |
| Renter Occupied HU | 199 (12.2%) |
| Vacant Housing Units | 137 ( 8.4%) |
| Median Home Value | $202,903 |
| Average Home Value | $257,463 |
Housing Distribution
Address Breakdown
Residential
1,278
Single Family
1,278
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
1.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62275, Pocahontas, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,628 (100%) |
| Owner Occupied HU | 1,292 (79.4%) |
| Renter Occupied HU | 199 (12.2%) |
| Vacant Housing Units | 137 ( 8.4%) |
| Median Home Value | $202,903 |
| Average Home Value | $257,463 |
Housing Distribution
Address Breakdown
Residential
1,278
Single Family
1,278
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices