51 Saint James StRoxburyMA02119
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 51 Saint James St, Roxbury, MA, 02119 in Roxbury: $5,620/mo in rent, $1,050/mo in net income, 9.3% gross yield, 1.72 DSCR, all at $725,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $200,304 in appreciation and $6,677/yr in principal paydown projects total cumulative return of $342,855.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.0% |
| Monthly Cash Flow | $1,050 | $350 |
City averages based on Roxbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,620 |
| Total Monthly Debt Service | $4,281 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1847
8,715 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1847
8,715 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: J. Lucky Henry • Henry RE
Mls Name: MLS PIN
Mls ID: #73455203