51 Murphy RdHudsonMA01749
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 51 Murphy Rd, Hudson, MA, 01749 in Hudson at $629,900 earns $4,135/mo in rent and nets $165/mo after the $2,832/mo payment, a 7.88% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $174,030 over five years. Ziffy Mortgage underwrites this on a 1.46 DSCR without U.S. credit history. With $5,801/yr in principal paydown, total projected return reaches $249,803.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.2% |
| Monthly Cash Flow | $165 | $350 |
City averages based on Hudson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,135 |
| Total Monthly Debt Service | $3,720 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01749, Hudson, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,337 (100%) |
| Owner Occupied HU | 5,748 (68.9%) |
| Renter Occupied HU | 2,217 (26.6%) |
| Vacant Housing Units | 372 ( 4.5%) |
| Median Home Value | $595,322 |
| Average Home Value | $671,271 |
Housing Distribution
Address Breakdown
Residential
8,457
Single Family
7,203
Multi-Family
1,254
Businesses
779
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01749, Hudson, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,337 (100%) |
| Owner Occupied HU | 5,748 (68.9%) |
| Renter Occupied HU | 2,217 (26.6%) |
| Vacant Housing Units | 372 ( 4.5%) |
| Median Home Value | $595,322 |
| Average Home Value | $671,271 |
Housing Distribution
Address Breakdown
Residential
8,457
Single Family
7,203
Multi-Family
1,254
Businesses
779
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Martha Celli • LAER Realty Partners
Mls Name: MLS PIN
Mls ID: #73418523