51 East StNundaNY14517
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 51 East St, Nunda, NY, 14517 in Nunda speaks for itself: 19.29% gross on a $155,000 price, generating $2,491/mo in rent and $1,456/mo in net income after the $697/mo debt service. DSCR 3.57, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,471 stacks alongside $42,824 in projected five-year appreciation and $1,428/yr in principal reduction. Projected total cumulative return: $152,802.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 19.3% | 6.2% |
| Monthly Cash Flow | $1,456 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,491 |
| Total Monthly Debt Service | $973 |
| DSCR Ratio | 2.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14517, Nunda, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,164 (100%) |
| Owner Occupied HU | 773 (66.4%) |
| Renter Occupied HU | 262 (22.5%) |
| Vacant Housing Units | 129 (11.1%) |
| Median Home Value | $136,961 |
| Average Home Value | $169,078 |
Housing Distribution
Address Breakdown
Residential
799
Single Family
761
Multi-Family
38
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14517, Nunda, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,164 (100%) |
| Owner Occupied HU | 773 (66.4%) |
| Renter Occupied HU | 262 (22.5%) |
| Vacant Housing Units | 129 (11.1%) |
| Median Home Value | $136,961 |
| Average Home Value | $169,078 |
Housing Distribution
Address Breakdown
Residential
799
Single Family
761
Multi-Family
38
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices