51 Bear LoopPotter ValleyCA95469
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 51 Bear Loop, Potter Valley, CA, 95469 in Potter Valley. Priced at $135,000, it generates $1,561/mo in gross rent and $697/mo in net monthly cash flow, a 13.88% yield that comfortably supports the 2.57 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,363. Five-year appreciation: $37,298. Equity from principal paydown: $1,243/yr. Total projected cumulative return: $96,182.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.9% | 6.2% |
| Monthly Cash Flow | $697 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,561 |
| Total Monthly Debt Service | $811 |
| DSCR Ratio | 1.93x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
0.33 Acres lot
$N/A/sqft
$350 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95469, Potter Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 925 (100%) |
| Owner Occupied HU | 465 (50.3%) |
| Renter Occupied HU | 234 (25.3%) |
| Vacant Housing Units | 226 (24.4%) |
| Median Home Value | $739,173 |
| Average Home Value | $822,387 |
Housing Distribution
Address Breakdown
Residential
702
Single Family
663
Multi-Family
39
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
0.33 Acres lot
$N/A/sqft
$350 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95469, Potter Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 925 (100%) |
| Owner Occupied HU | 465 (50.3%) |
| Renter Occupied HU | 234 (25.3%) |
| Vacant Housing Units | 226 (24.4%) |
| Median Home Value | $739,173 |
| Average Home Value | $822,387 |
Housing Distribution
Address Breakdown
Residential
702
Single Family
663
Multi-Family
39
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices