51 Academy Street ExtensionFair HavenVT05743
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Fair Haven rental at 51 Academy Street Extension, Fair Haven, VT, 05743 sits in the solid-income band: 10.29% gross yield, $1,800/mo rent, $404/mo net after the $944/mo debt service, DSCR 1.91. Entry price of $209,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $57,992 and $1,933/yr in principal reduction bring total cumulative return to $105,982.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $404 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $1,313 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2007
9,148 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05743, Fair Haven, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,120 (100%) |
| Owner Occupied HU | 1,303 (61.5%) |
| Renter Occupied HU | 455 (21.5%) |
| Vacant Housing Units | 362 (17.1%) |
| Median Home Value | $243,301 |
| Average Home Value | $312,458 |
Housing Distribution
Address Breakdown
Residential
1,771
Single Family
1,729
Multi-Family
42
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2007
9,148 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05743, Fair Haven, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,120 (100%) |
| Owner Occupied HU | 1,303 (61.5%) |
| Renter Occupied HU | 455 (21.5%) |
| Vacant Housing Units | 362 (17.1%) |
| Median Home Value | $243,301 |
| Average Home Value | $312,458 |
Housing Distribution
Address Breakdown
Residential
1,771
Single Family
1,729
Multi-Family
42
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nancy Liberatore • Lakes & Homes Real Estate
Mls Name: PrimeMLS
Mls Provider:
Mls ID: #5038415
Disclaimer: Copyright 2025 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2025-05-23 08:41:22 PDT. This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information.