51-540 Kamehameha Hwy #BKaaawaHI96730
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 51-540 Kamehameha Hwy #B, Kaaawa, HI, 96730 in Kaaawa. Rental yield 4.93%. At $1,379,000 with 4.93% gross yield, current distributions are modest, but the 5% appreciation rate projects $380,992 in new equity by year five, complemented by $12,701/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.90) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $371,984.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 6.5% |
| Monthly Cash Flow | $(2,185) | $500 |
City averages based on Kaaawa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,554 |
| Total Monthly Debt Service | $7,304 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96730, Kaaawa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 677 (100%) |
| Owner Occupied HU | 387 (57.2%) |
| Renter Occupied HU | 192 (28.4%) |
| Vacant Housing Units | 98 (14.5%) |
| Median Home Value | $1,151,471 |
| Average Home Value | $1,185,556 |
Housing Distribution
Address Breakdown
Residential
283
Single Family
283
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96730, Kaaawa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 677 (100%) |
| Owner Occupied HU | 387 (57.2%) |
| Renter Occupied HU | 192 (28.4%) |
| Vacant Housing Units | 98 (14.5%) |
| Median Home Value | $1,151,471 |
| Average Home Value | $1,185,556 |
Housing Distribution
Address Breakdown
Residential
283
Single Family
283
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tania M Mahoni • Coldwell Banker Realty
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202508024
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-04-18 10:40:04 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd