509 Norris StSaxtonPA16678
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play509 Norris St, Saxton, PA, 16678 in Saxton is priced for appreciation, not yield. Rental yield 5.44%. At $219,000 with a 5.44% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $60,506 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.01) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $55,006.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 6.2% |
| Monthly Cash Flow | $(441) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $994 |
| Total Monthly Debt Service | $1,348 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16678, Saxton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,313 (100%) |
| Owner Occupied HU | 831 (63.3%) |
| Renter Occupied HU | 274 (20.9%) |
| Vacant Housing Units | 208 (15.8%) |
| Median Home Value | $155,357 |
| Average Home Value | $211,673 |
Housing Distribution
Address Breakdown
Residential
1,052
Single Family
1,035
Multi-Family
17
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16678, Saxton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,313 (100%) |
| Owner Occupied HU | 831 (63.3%) |
| Renter Occupied HU | 274 (20.9%) |
| Vacant Housing Units | 208 (15.8%) |
| Median Home Value | $155,357 |
| Average Home Value | $211,673 |
Housing Distribution
Address Breakdown
Residential
1,052
Single Family
1,035
Multi-Family
17
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mary E. O'neal • Apex Realty Group
Mls Name: Huntingdon County BOR
Mls ID: #2818046
Disclaimer: Copyright Huntingdon County Board of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.