50871 Road 200O NealsCA93645
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in O Neals at 50871 Road 200, O Neals, CA, 93645 projects strong ROI of 1.91%. Rental yield 1.71%. With 5% annual appreciation, the property builds $925,543 in value over five years. Equity growth combined delivers a projected five-year ROI of 23%, translating into $217,669 in total cumulative return on $946,375 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.7% | 6.0% |
| Monthly Cash Flow | $(15,954) | $1,500 |
City averages based on O Neals market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,368 |
| Total Monthly Debt Service | $19,391 |
| DSCR Ratio | 0.23x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
784 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93645, O Neals, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 114 (100%) |
| Owner Occupied HU | 86 (75.4%) |
| Renter Occupied HU | 11 ( 9.6%) |
| Vacant Housing Units | 17 (14.9%) |
| Median Home Value | $548,780 |
| Average Home Value | $569,564 |
Housing Distribution
Address Breakdown
Residential
84
Single Family
84
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
784 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93645, O Neals, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 114 (100%) |
| Owner Occupied HU | 86 (75.4%) |
| Renter Occupied HU | 11 ( 9.6%) |
| Vacant Housing Units | 17 (14.9%) |
| Median Home Value | $548,780 |
| Average Home Value | $569,564 |
Housing Distribution
Address Breakdown
Residential
84
Single Family
84
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kevin Brunk • Hayden Outdoors Real Estate
Mls Name: My State MLS
Mls ID: #11225540