508 Old State Rd NPevelyMO63070
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 508 Old State Rd N, Pevely, MO, 63070 in Pevely earns a 9.53% gross yield at $225,000. Rent of $1,787/mo nets $386/mo after the $1,012/mo mortgage. The 1.77 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $62,163 and $2,072/yr in equity accumulation project a total cumulative return of $110,160.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $386 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,787 |
| Total Monthly Debt Service | $1,312 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1935
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63070, Pevely, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,342 (100%) |
| Owner Occupied HU | 2,300 (68.8%) |
| Renter Occupied HU | 849 (25.4%) |
| Vacant Housing Units | 193 ( 5.8%) |
| Median Home Value | $243,223 |
| Average Home Value | $268,708 |
Housing Distribution
Address Breakdown
Residential
3,263
Single Family
3,143
Multi-Family
120
Businesses
139
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1935
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63070, Pevely, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,342 (100%) |
| Owner Occupied HU | 2,300 (68.8%) |
| Renter Occupied HU | 849 (25.4%) |
| Vacant Housing Units | 193 ( 5.8%) |
| Median Home Value | $243,223 |
| Average Home Value | $268,708 |
Housing Distribution
Address Breakdown
Residential
3,263
Single Family
3,143
Multi-Family
120
Businesses
139
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices