508 Eads RdCrittendenKY41030
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play508 Eads Rd, Crittenden, KY, 41030 in Crittenden is priced for appreciation, not yield. Rental yield 0.69%. At $1,775,000 with a 0.69% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $490,400 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.13) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $42,684.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.7% | 5.5% |
| Monthly Cash Flow | $(9,783) | $300 |
City averages based on Crittenden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,020 |
| Total Monthly Debt Service | $10,097 |
| DSCR Ratio | 0.10x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41030, Crittenden, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,471 (100%) |
| Owner Occupied HU | 1,605 (65.0%) |
| Renter Occupied HU | 751 (30.4%) |
| Vacant Housing Units | 115 ( 4.7%) |
| Median Home Value | $269,100 |
| Average Home Value | $277,232 |
Housing Distribution
Address Breakdown
Residential
2,420
Single Family
2,269
Multi-Family
151
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41030, Crittenden, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,471 (100%) |
| Owner Occupied HU | 1,605 (65.0%) |
| Renter Occupied HU | 751 (30.4%) |
| Vacant Housing Units | 115 ( 4.7%) |
| Median Home Value | $269,100 |
| Average Home Value | $277,232 |
Housing Distribution
Address Breakdown
Residential
2,420
Single Family
2,269
Multi-Family
151
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cindy Cahill • Cahill Real Estate Services
Mls Name: NKMLS
Mls ID: #637860