5070 Dorian StChubbuckID83202
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 5070 Dorian St, Chubbuck, ID, 83202 in Chubbuck at $393,000 earns $2,406/mo in rent and nets $145/mo after the $1,767/mo payment, a 7.35% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $108,579 over five years. Ziffy Mortgage underwrites this on a 1.36 DSCR without U.S. credit history. With $3,620/yr in principal paydown, total projected return reaches $157,635.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.0% |
| Monthly Cash Flow | $145 | $400 |
City averages based on Chubbuck market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,406 |
| Total Monthly Debt Service | $2,105 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83202, Pocatello, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,448 (100%) |
| Owner Occupied HU | 6,294 (66.6%) |
| Renter Occupied HU | 2,634 (27.9%) |
| Vacant Housing Units | 520 ( 5.5%) |
| Median Home Value | $373,919 |
| Average Home Value | $396,116 |
Housing Distribution
Address Breakdown
Residential
9,208
Single Family
8,850
Multi-Family
358
Businesses
546
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83202, Pocatello, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,448 (100%) |
| Owner Occupied HU | 6,294 (66.6%) |
| Renter Occupied HU | 2,634 (27.9%) |
| Vacant Housing Units | 520 ( 5.5%) |
| Median Home Value | $373,919 |
| Average Home Value | $396,116 |
Housing Distribution
Address Breakdown
Residential
9,208
Single Family
8,850
Multi-Family
358
Businesses
546
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kodey Miller • Idaho Rocky Mountain Real Estate
Mls Name: PCTMLS
Mls Provider:
Mls ID: #578964
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data is deemed reliable but is not guaranteed accurate by the MLS.