507 Scarlet Oak Rd, La Plata, MD, 20646 | $502/mo Cash Flow

For Sale

Motivated Seller

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in La Plata at 507 Scarlet Oak Rd, La Plata, MD, 20646 offers $3,300/mo rent that, after a $2,202/mo payment, leaves $502/mo cash flow. Total monthly income is $3,300/mo, and annual cash flow is $6,023/yr on $149,142 cash. Return on cash invested measures 23.95% in year one, and rental yield stands at 8.8% at a $449,900 entry. Equity gained on principal adds $2,903/yr while 5% annual appreciation compounds into $124,299 by year five. Five-year ROI records 124.53% and total cumulative return in cash reaches $185,722. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,300/mo property income versus a $2,202/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1979

0.86 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 20646, La Plata, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,606 (100%)
Owner Occupied HU	6,894 (80.1%)
Renter Occupied HU	1,353 (15.7%)
Vacant Housing Units	359 ( 4.2%)
Median Home Value	$485,791
Average Home Value	$513,060