5064 Wilburn RdWilburnAR72179
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.52% gross rental yield, 5064 Wilburn Rd, Wilburn, AR, 72179 in Wilburn is priced for capital growth, not immediate cash flow. The $225,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $62,163 by year five, with $2,072/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.02) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $64,776.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 7.5% |
| Monthly Cash Flow | $(317) | $200 |
City averages based on Wilburn market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,036 |
| Total Monthly Debt Service | $1,263 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in 1982
26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72179, Wilburn, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 213 (100%) |
| Owner Occupied HU | 149 (70.0%) |
| Renter Occupied HU | 28 (13.1%) |
| Vacant Housing Units | 36 (16.9%) |
| Median Home Value | $261,250 |
| Average Home Value | $274,799 |
Housing Distribution
Address Breakdown
Residential
166
Single Family
166
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in 1982
26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72179, Wilburn, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 213 (100%) |
| Owner Occupied HU | 149 (70.0%) |
| Renter Occupied HU | 28 (13.1%) |
| Vacant Housing Units | 36 (16.9%) |
| Median Home Value | $261,250 |
| Average Home Value | $274,799 |
Housing Distribution
Address Breakdown
Residential
166
Single Family
166
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices