5053 W Bloom StBoiseID83703
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing5053 W Bloom St, Boise, ID, 83703 in Boise is a stable, well-positioned rental at $439,900. Rental yield 6.09%. DSCR 1.13 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $121,536 in value and $4,052/yr in principal paydown builds equity, a total projected return of $146,840.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 5.8% |
| Monthly Cash Flow | $(297) | $420 |
City averages based on Boise market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,233 |
| Total Monthly Debt Service | $2,356 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83703, Boise, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,341 (100%) |
| Owner Occupied HU | 5,320 (63.8%) |
| Renter Occupied HU | 2,779 (33.3%) |
| Vacant Housing Units | 242 ( 2.9%) |
| Median Home Value | $642,012 |
| Average Home Value | $704,260 |
Housing Distribution
Address Breakdown
Residential
8,325
Single Family
7,954
Multi-Family
371
Businesses
360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83703, Boise, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,341 (100%) |
| Owner Occupied HU | 5,320 (63.8%) |
| Renter Occupied HU | 2,779 (33.3%) |
| Vacant Housing Units | 242 ( 2.9%) |
| Median Home Value | $642,012 |
| Average Home Value | $704,260 |
Housing Distribution
Address Breakdown
Residential
8,325
Single Family
7,954
Multi-Family
371
Businesses
360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices