5051 Toulouse DrLa PalmaCA90623
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $1,189,000, 5051 Toulouse Dr, La Palma, CA, 90623 in La Palma generates $7,747/mo in rent (7.82% yield) but nets only $167/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.45) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $328,499. Total projected return: $462,593.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $167 | $2,000 |
City averages based on La Palma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,747 |
| Total Monthly Debt Service | $7,107 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
4,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90623, La Palma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,185 (100%) |
| Owner Occupied HU | 3,565 (68.8%) |
| Renter Occupied HU | 1,507 (29.1%) |
| Vacant Housing Units | 113 ( 2.2%) |
| Median Home Value | $942,802 |
| Average Home Value | $1,011,208 |
Housing Distribution
Address Breakdown
Residential
5,233
Single Family
4,863
Multi-Family
370
Businesses
318
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
4,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90623, La Palma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,185 (100%) |
| Owner Occupied HU | 3,565 (68.8%) |
| Renter Occupied HU | 1,507 (29.1%) |
| Vacant Housing Units | 113 ( 2.2%) |
| Median Home Value | $942,802 |
| Average Home Value | $1,011,208 |
Housing Distribution
Address Breakdown
Residential
5,233
Single Family
4,863
Multi-Family
370
Businesses
318
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices