505 N Jackson StTorontoKS66777
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder505 N Jackson St, Toronto, KS, 66777 in Toronto is a stable, well-positioned rental at $169,900. Rental yield 7.96%. DSCR 1.48 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $46,940 in value and $1,565/yr in principal paydown builds equity, a total projected return of $64,587.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 5.6% |
| Monthly Cash Flow | $(4) | $850 |
City averages based on Toronto market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,127 |
| Total Monthly Debt Service | $1,063 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
1.18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66777, Toronto, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 502 (100%) |
| Owner Occupied HU | 230 (45.8%) |
| Renter Occupied HU | 33 ( 6.6%) |
| Vacant Housing Units | 239 (47.6%) |
| Median Home Value | $93,182 |
| Average Home Value | $114,348 |
Housing Distribution
Address Breakdown
Residential
319
Single Family
319
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
1.18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66777, Toronto, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 502 (100%) |
| Owner Occupied HU | 230 (45.8%) |
| Renter Occupied HU | 33 ( 6.6%) |
| Vacant Housing Units | 239 (47.6%) |
| Median Home Value | $93,182 |
| Average Home Value | $114,348 |
Housing Distribution
Address Breakdown
Residential
319
Single Family
319
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices