5045 Cedar DrGeorgetownCA95634
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Georgetown rentals match the income profile of 5045 Cedar Dr, Georgetown, CA, 95634. Listed at $390,000, gross rent is $3,553/mo and net cash flow is $1,141/mo, a 10.93% yield well above national averages. DSCR 2.03 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $107,750 by year five with $3,592/yr in annual principal reduction, projecting $221,270 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.0% |
| Monthly Cash Flow | $1,141 | $250 |
City averages based on Georgetown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,553 |
| Total Monthly Debt Service | $2,257 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95634, Georgetown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,525 (100%) |
| Owner Occupied HU | 960 (63.0%) |
| Renter Occupied HU | 240 (15.7%) |
| Vacant Housing Units | 325 (21.3%) |
| Median Home Value | $554,779 |
| Average Home Value | $586,549 |
Housing Distribution
Address Breakdown
Residential
1,070
Single Family
1,067
Multi-Family
3
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95634, Georgetown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,525 (100%) |
| Owner Occupied HU | 960 (63.0%) |
| Renter Occupied HU | 240 (15.7%) |
| Vacant Housing Units | 325 (21.3%) |
| Median Home Value | $554,779 |
| Average Home Value | $586,549 |
Housing Distribution
Address Breakdown
Residential
1,070
Single Family
1,067
Multi-Family
3
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alisa Brockman • Patti Smith Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225152550