504 N Center StLexingtonIL61753
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 504 N Center St, Lexington, IL, 61753 in Lexington. Priced at $120,000, it generates $1,858/mo in gross rent and $1,026/mo in net monthly cash flow, a 18.58% yield that comfortably supports the 3.44 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,308. Five-year appreciation: $33,154. Equity from principal paydown: $1,105/yr. Total projected cumulative return: $111,861.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.6% | 8.0% |
| Monthly Cash Flow | $1,026 | $300 |
City averages based on Lexington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,858 |
| Total Monthly Debt Service | $785 |
| DSCR Ratio | 2.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
6,534 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
6,534 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices