504 Magnolia Pointe CtSeffnerFL33584
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 504 Magnolia Pointe Ct, Seffner, FL, 33584 in Seffner is narrow, $161/mo net on $2,906/mo rent after the $1,843/mo debt service, but the property operates at break-even-plus, not a loss. At $409,900 with a 8.51% yield, the long-run equity case via 5% appreciation ($113,248 over five years) and $3,775/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.58 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $166,748.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.8% |
| Monthly Cash Flow | $161 | $210 |
City averages based on Seffner market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,906 |
| Total Monthly Debt Service | $2,582 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
5,000 sqft lot
$N/A/sqft
$25 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33584, Seffner, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,097 (100%) |
| Owner Occupied HU | 8,266 (68.3%) |
| Renter Occupied HU | 3,078 (25.4%) |
| Vacant Housing Units | 753 ( 6.2%) |
| Median Home Value | $383,822 |
| Average Home Value | $444,996 |
Housing Distribution
Address Breakdown
Residential
11,086
Single Family
10,742
Multi-Family
344
Businesses
407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
5,000 sqft lot
$N/A/sqft
$25 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33584, Seffner, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,097 (100%) |
| Owner Occupied HU | 8,266 (68.3%) |
| Renter Occupied HU | 3,078 (25.4%) |
| Vacant Housing Units | 753 ( 6.2%) |
| Median Home Value | $383,822 |
| Average Home Value | $444,996 |
Housing Distribution
Address Breakdown
Residential
11,086
Single Family
10,742
Multi-Family
344
Businesses
407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jim McPeak • MCPEAK REAL ESTATE FIRM
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #TB8337396
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