504 4th St SGardinerMT59030
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Gardiner at 504 4th St S, Gardiner, MT, 59030 generates $0/mo in rent, after a $2,442/mo payment. Total monthly income is $0/mo. Return on cash invested sits at -1.24% in year one, and rental yield is 0% on a $499,000 entry. Equity gained on principal adds $3,220/yr, while 5% annual appreciation builds toward $137,865 over five years. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $0/mo property income rather than buyer’s personal income.
Single Family
Built in 1930
6,316 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59030, Gardiner, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 939 (100%) |
| Owner Occupied HU | 359 (38.2%) |
| Renter Occupied HU | 278 (29.6%) |
| Vacant Housing Units | 302 (32.2%) |
| Median Home Value | $690,265 |
| Average Home Value | $714,593 |
Housing Distribution
Address Breakdown
Residential
264
Single Family
264
Multi-Family
0
Businesses
93
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No similar rental properties found nearby.
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