5039 Cacti OrchardSan AntonioTX78222
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5039 Cacti Orchard, San Antonio, TX, 78222 in San Antonio speaks for itself: 10.53% gross on a $324,990 price, generating $2,851/mo in rent and $511/mo in net income after the $1,461/mo debt service. DSCR 1.95, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,134 stacks alongside $89,789 in projected five-year appreciation and $2,993/yr in principal reduction. Projected total cumulative return: $157,586.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 5.8% |
| Monthly Cash Flow | $511 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,851 |
| Total Monthly Debt Service | $2,211 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
6,534 sqft lot
$N/A/sqft
$350 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78222, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,456 (100%) |
| Owner Occupied HU | 6,594 (69.7%) |
| Renter Occupied HU | 2,278 (24.1%) |
| Vacant Housing Units | 584 ( 6.2%) |
| Median Home Value | $240,405 |
| Average Home Value | $264,732 |
Housing Distribution
Address Breakdown
Residential
10,045
Single Family
8,655
Multi-Family
1,390
Businesses
388
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
6,534 sqft lot
$N/A/sqft
$350 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78222, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,456 (100%) |
| Owner Occupied HU | 6,594 (69.7%) |
| Renter Occupied HU | 2,278 (24.1%) |
| Vacant Housing Units | 584 ( 6.2%) |
| Median Home Value | $240,405 |
| Average Home Value | $264,732 |
Housing Distribution
Address Breakdown
Residential
10,045
Single Family
8,655
Multi-Family
1,390
Businesses
388
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jaclyn Calhoun • Escape Realty
Mls Name: LERA MLS
Mls Provider:
Mls ID: #1922968
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.