5033 El Cemonte AveDavisCA95618
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 5033 El Cemonte Ave, Davis, CA, 95618 in Davis. Rental yield 4.63%. At $1,135,000 with 4.63% gross yield, current distributions are modest, but the 5% appreciation rate projects $313,580 in new equity by year five, complemented by $10,453/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.86) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $260,228.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 5.0% |
| Monthly Cash Flow | $(2,644) | $300 |
City averages based on Davis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,378 |
| Total Monthly Debt Service | $6,570 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
10,184 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95618, El Macero, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,995 (100%) |
| Owner Occupied HU | 5,798 (52.7%) |
| Renter Occupied HU | 4,717 (42.9%) |
| Vacant Housing Units | 480 ( 4.4%) |
| Median Home Value | $847,545 |
| Average Home Value | $913,399 |
Housing Distribution
Address Breakdown
Residential
10,851
Single Family
7,338
Multi-Family
3,513
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
10,184 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95618, El Macero, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,995 (100%) |
| Owner Occupied HU | 5,798 (52.7%) |
| Renter Occupied HU | 4,717 (42.9%) |
| Vacant Housing Units | 480 ( 4.4%) |
| Median Home Value | $847,545 |
| Average Home Value | $913,399 |
Housing Distribution
Address Breakdown
Residential
10,851
Single Family
7,338
Multi-Family
3,513
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ginny Parks • RE/MAX Gold, Good Home Group
Mls Name: MetroList Services of CA
Mls ID: #226009195