5031 Lakewood RdSebringFL33875
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 5031 Lakewood Rd, Sebring, FL, 33875 in Sebring at $429,900 earns $2,958/mo in rent and nets $105/mo after the $1,933/mo payment, a 8.26% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $118,773 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $3,959/yr in principal paydown, total projected return reaches $170,664.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $105 | $250 |
City averages based on Sebring market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,958 |
| Total Monthly Debt Service | $2,682 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33875, Sebring, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,816 (100%) |
| Owner Occupied HU | 4,279 (73.6%) |
| Renter Occupied HU | 607 (10.4%) |
| Vacant Housing Units | 930 (16.0%) |
| Median Home Value | $270,282 |
| Average Home Value | $293,488 |
Housing Distribution
Address Breakdown
Residential
5,934
Single Family
5,398
Multi-Family
536
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33875, Sebring, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,816 (100%) |
| Owner Occupied HU | 4,279 (73.6%) |
| Renter Occupied HU | 607 (10.4%) |
| Vacant Housing Units | 930 (16.0%) |
| Median Home Value | $270,282 |
| Average Home Value | $293,488 |
Housing Distribution
Address Breakdown
Residential
5,934
Single Family
5,398
Multi-Family
536
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices