503 Rush StRadcliffeIA50230
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 503 Rush St, Radcliffe, IA, 50230 in Radcliffe offers a clean, manageable entry. Rental yield 7%. DSCR 1.30 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $60,506 in additional property value over five years, with $2,017/yr in principal equity building ownership stake. Total projected cumulative return: $73,990.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 5.0% |
| Monthly Cash Flow | $(145) | $300 |
City averages based on Radcliffe market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,277 |
| Total Monthly Debt Service | $1,335 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50230, Radcliffe, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 489 (100%) |
| Owner Occupied HU | 351 (71.8%) |
| Renter Occupied HU | 76 (15.5%) |
| Vacant Housing Units | 62 (12.7%) |
| Median Home Value | $167,026 |
| Average Home Value | $206,553 |
Housing Distribution
Address Breakdown
Residential
334
Single Family
316
Multi-Family
18
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50230, Radcliffe, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 489 (100%) |
| Owner Occupied HU | 351 (71.8%) |
| Renter Occupied HU | 76 (15.5%) |
| Vacant Housing Units | 62 (12.7%) |
| Median Home Value | $167,026 |
| Average Home Value | $206,553 |
Housing Distribution
Address Breakdown
Residential
334
Single Family
316
Multi-Family
18
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Debra Stolee • Norsemen Realty Team - Friedrich Iowa Realty
Mls Name: CIBR
Mls Provider:
Mls ID: #65333
Disclaimer: Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but not accurate.